We have a 3 prong approach: prevention so you don't need to file a claim, Help with protection in
the event you need to file a claim, and assistance after you have filed a claim. Call us to schedule
your personal insurance consultation.
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An Indiana resident for 34 years, Karen Lowry has been involved in many aspects of the community over the years. Currently a Customer Service Representative for the Ranj Puthran Agency. Her approach to insurance allows her to provide a high level of customer service to each and every customer. Retired from Starwood and Marriott Hotels after 35 years of sales and customer service she has been successful at using her customer relation experience to enhance relationships with our Allstate customers.
In her free time, Karen loves to go camping, boating, painting or just relaxing with her dogs Naggie and Gator. Grateful for an amazing family and great group of friends.
Roy Lederman
Personal Financial Representative
As a Personal Financial Representative in Carmel, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours help protect the things that are important –I can also help you prepare a strategy to achieve your financial goals.
Brian Baecher
Service Representative
Brian is an IUPUI graduate with a bachelors in communication and has been representing Allstate since 2014. Although originally starting in sales, Brian has found his footing in customer service and outreach. In his free time Brian enjoys spending time with his 7 year old daughter Coraline, and keeping up with the latest movie and tv show news.
Education:
Carter Dial
Sales Agent
Carter grew up not far from here in Lebanon IN and went to Lebanon High School. He then went to Ball State University and majored in Business Management and minored in Finance. His hobbies include hanging out with friends, walking and spending time with his dog, and watching UFC every Saturday night.
Debora McCoy
Sales Agent
Debora McCoy, Wife of 34 years and Mother of 3 kids and career oriented. I’ve been a Licensed Sales Professional of 5 years for Ranj Puthran Agency. I love working for Ranj and I’m passionate about sharing my knowledge about Home and Auto insurance and the help it provides customers. I volunteer when I can and love helping others. During the cold months I enjoy Crafting and sewing. During the warmer months I enjoy gardening, camping and hanging out in a pool, lake or Ocean as often as possible.
Services:
Jennifer Stephen
Service Representative
I was born and raised in Seattle, WA and moved to Indiana recently to be closer to family. I love shopping at the Hamilton Town Center and eating in the area. My hobbies are baking and watching the Seahawks play. Outside of the office, I spend time with my husband and our family. I love traveling and my favorite destination is Hawaii.
Jordi Tello Gauman
Sales and Service Representative
Jordi was born in Indianapolis. He enjoys watching and playing basketball. He graduated from Southport High School class of 202. He always up to learning new skills and playing with his pit bull.
Education:
Pamela Avila
Sales and Service Representative
Pam has been associated with Allstate for over 10 years and in the insurance business for over 40 years in many states. She moved here to Indiana to be closer to her grand children. We are lucky to have her. She graduated from Jersey City Teachers College with a major in English communications. She loves helping people and solving problems.
Shelby Cohron
Service Representative
She is a wife and mother, as well as a life long resident of Carmel, IN.
Shelby has been dedicated to our Agency since graduating from Ball State University in 2014, serving in many different roles throughout the office.
Education:
Products And Services
Allstate Auto Insurance
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
Allstate Home Insurance
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Allstate Life Insurance
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
Allstate Renters Insurance
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
Allstate Motorcycle Insurance
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
Allstate Condo Insurance
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Allstate Personal Umbrella Policy
Provides you with liability coverage above and beyond what your Auto/Home policy cover for your additional protection from large scale accidents. You’ve worked hard to get where you’re at today, let’s talk through your risks today and see if additional coverage is right for you.
Allstate Scheduled Personal Property (SPP)
Additional protection as an add-on to an Allstate property insurance policy (home, condo, renters) for a specific, valuable item such as an engagement ring, watch, fine antiques and more.
Allstate Landlords Insurance
Helps protect the structure of your rental property , from covered accidents such as fire, wind/hail, vandalism and more. It also offers protection for the liability you might face as an owner. Let’s chat about the right coverage for your additional property!
Allstate Manufactured Home Insurance
Helps protect permanently installed manufactured homes, personal belongings, and liability.
Allstate Boat Insurance
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!
Allstate ATV Insurance
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
Allstate Business Insurance
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.